Scam Type	How it Works	The "Red Flag"
Visa/Consulate Scams	Scammers spoof official numbers and claim your visa is being cancelled due to a "crime" in your home country.	Demands for payment via Cryptocurrency, Gift Cards, or Bank Transfer to "clear your name."
The "Cheaper Fees" Scam	A third party offers to pay your university tuition at a 10% discount.	They use stolen credit cards. Once the bank reverses the payment, you still owe the university 100% of the fees.
AI "Virtual Kidnapping"	Using a 3-second clip of your voice from social media, AI creates a fake distress call to your parents overseas.	The caller demands immediate "ransom" and tells you to go into hiding (disconnect your phone).

Scam Type	How it Works	The "Red Flag"
Visa/Consulate Scams	Scammers spoof official numbers and claim your visa is being cancelled due to a "crime" in your home country.	Demands for payment via Cryptocurrency, Gift Cards, or Bank Transfer to "clear your name."
The "Cheaper Fees" Scam	A third party offers to pay your university tuition at a 10% discount.	They use stolen credit cards. Once the bank reverses the payment, you still owe the university 100% of the fees.
AI "Virtual Kidnapping"	Using a 3-second clip of your voice from social media, AI creates a fake distress call to your parents overseas.	The caller demands immediate "ransom" and tells you to go into hiding (disconnect your phone).

Scam Type	How it Works	The "Red Flag"
Visa/Consulate Scams	Scammers spoof official numbers and claim your visa is being cancelled due to a "crime" in your home country.	Demands for payment via Cryptocurrency, Gift Cards, or Bank Transfer to "clear your name."
The "Cheaper Fees" Scam	A third party offers to pay your university tuition at a 10% discount.	They use stolen credit cards. Once the bank reverses the payment, you still owe the university 100% of the fees.
AI "Virtual Kidnapping"	Using a 3-second clip of your voice from social media, AI creates a fake distress call to your parents overseas.	The caller demands immediate "ransom" and tells you to go into hiding (disconnect your phone).

Scam Type	How it Works	The "Red Flag"
Visa/Consulate Scams	Scammers spoof official numbers and claim your visa is being cancelled due to a "crime" in your home country.	Demands for payment via Cryptocurrency, Gift Cards, or Bank Transfer to "clear your name."
The "Cheaper Fees" Scam	A third party offers to pay your university tuition at a 10% discount.	They use stolen credit cards. Once the bank reverses the payment, you still owe the university 100% of the fees.
AI "Virtual Kidnapping"	Using a 3-second clip of your voice from social media, AI creates a fake distress call to your parents overseas.	The caller demands immediate "ransom" and tells you to go into hiding (disconnect your phone).