Living in Australia - Australia Student & Expat Resource Hub

Start Here
1. The Student $5,000: Tertiary Access Payment (TAP)

If you are moving from a regional or remote area to a city for your first year of university in 2026, this is your primary target.
- The Value: $5,000 (paid in two installments: $3,000 in Semester 1, $2,000 in Semester 2).
- Key Deadlines: Applications for 2026 are open now and close December 31, 2026 (or until funds run out).
- Eligibility Checklist:
  - You are 22 years old or younger.
  - Your family home is in a regional or remote area (check the Student Regional Area Search tool).
  - You are relocating to study at a provider at least 90 minutes away by public transport.
  - Combined parental income is under $250,000.
2. The Crisis $5,000: WA Rent Relief Program

For private tenants in Western Australia facing eviction or severe rental stress in 2026, this program provides a one-off payment to stabilize your housing.
- The Value: Up to $5,000 paid directly to your landlord.
- The "Before Your Lease Ends" Rule: This program is specifically designed to prevent eviction. If you are behind on rent, you must apply before your tenancy is terminated.
- How to Apply: You must be assessed by a financial counsellor or housing worker. Call the Emergency Relief & Food Access Service (1800 979 777) to start the triage process.
3. How to Apply via myGov (Step-by-Step)

Most 2026 federal subsidies (like TAP) are processed through Services Australia.
1. Link Your Accounts: Log into myGov and ensure your Centrelink account is linked.
2. Verify Your Identity: You’ll need a Digital Identity (Level 2/Strong) or your regular identity documents (Passport, Driver's License).
3. Start the Claim: Select "Make a Claim" > "Students and Trainees" > "Tertiary Access Payment."
4. Upload Proof: You will need your Letter of Offer from the university and Proof of Regional Address (e.g., a utility bill in your parents' name).
4. Other 2026 "Hidden" Subsidies
- NSW Rentstart Bond Loan: An interest-free loan for your full bond amount. If you have less than $5,000 in assets, you are likely eligible.
- RMIT Accommodation Scholarships: If you are an RMIT student, they offer specific subsidies worth up to $6,000 for Semester 1, 2026, paid as a fortnightly stipend.
Study
1. The Student $5,000: Tertiary Access Payment (TAP)

If you are moving from a regional or remote area to a city for your first year of university in 2026, this is your primary target.
- The Value: $5,000 (paid in two installments: $3,000 in Semester 1, $2,000 in Semester 2).
- Key Deadlines: Applications for 2026 are open now and close December 31, 2026 (or until funds run out).
- Eligibility Checklist:
  - You are 22 years old or younger.
  - Your family home is in a regional or remote area (check the Student Regional Area Search tool).
  - You are relocating to study at a provider at least 90 minutes away by public transport.
  - Combined parental income is under $250,000.
2. The Crisis $5,000: WA Rent Relief Program

For private tenants in Western Australia facing eviction or severe rental stress in 2026, this program provides a one-off payment to stabilize your housing.
- The Value: Up to $5,000 paid directly to your landlord.
- The "Before Your Lease Ends" Rule: This program is specifically designed to prevent eviction. If you are behind on rent, you must apply before your tenancy is terminated.
- How to Apply: You must be assessed by a financial counsellor or housing worker. Call the Emergency Relief & Food Access Service (1800 979 777) to start the triage process.
3. How to Apply via myGov (Step-by-Step)

Most 2026 federal subsidies (like TAP) are processed through Services Australia.
1. Link Your Accounts: Log into myGov and ensure your Centrelink account is linked.
2. Verify Your Identity: You’ll need a Digital Identity (Level 2/Strong) or your regular identity documents (Passport, Driver's License).
3. Start the Claim: Select "Make a Claim" > "Students and Trainees" > "Tertiary Access Payment."
4. Upload Proof: You will need your Letter of Offer from the university and Proof of Regional Address (e.g., a utility bill in your parents' name).
4. Other 2026 "Hidden" Subsidies
- NSW Rentstart Bond Loan: An interest-free loan for your full bond amount. If you have less than $5,000 in assets, you are likely eligible.
- RMIT Accommodation Scholarships: If you are an RMIT student, they offer specific subsidies worth up to $6,000 for Semester 1, 2026, paid as a fortnightly stipend.
Work
1. The Student $5,000: Tertiary Access Payment (TAP)

If you are moving from a regional or remote area to a city for your first year of university in 2026, this is your primary target.
- The Value: $5,000 (paid in two installments: $3,000 in Semester 1, $2,000 in Semester 2).
- Key Deadlines: Applications for 2026 are open now and close December 31, 2026 (or until funds run out).
- Eligibility Checklist:
  - You are 22 years old or younger.
  - Your family home is in a regional or remote area (check the Student Regional Area Search tool).
  - You are relocating to study at a provider at least 90 minutes away by public transport.
  - Combined parental income is under $250,000.
2. The Crisis $5,000: WA Rent Relief Program

For private tenants in Western Australia facing eviction or severe rental stress in 2026, this program provides a one-off payment to stabilize your housing.
- The Value: Up to $5,000 paid directly to your landlord.
- The "Before Your Lease Ends" Rule: This program is specifically designed to prevent eviction. If you are behind on rent, you must apply before your tenancy is terminated.
- How to Apply: You must be assessed by a financial counsellor or housing worker. Call the Emergency Relief & Food Access Service (1800 979 777) to start the triage process.
3. How to Apply via myGov (Step-by-Step)

Most 2026 federal subsidies (like TAP) are processed through Services Australia.
1. Link Your Accounts: Log into myGov and ensure your Centrelink account is linked.
2. Verify Your Identity: You’ll need a Digital Identity (Level 2/Strong) or your regular identity documents (Passport, Driver's License).
3. Start the Claim: Select "Make a Claim" > "Students and Trainees" > "Tertiary Access Payment."
4. Upload Proof: You will need your Letter of Offer from the university and Proof of Regional Address (e.g., a utility bill in your parents' name).
4. Other 2026 "Hidden" Subsidies
- NSW Rentstart Bond Loan: An interest-free loan for your full bond amount. If you have less than $5,000 in assets, you are likely eligible.
- RMIT Accommodation Scholarships: If you are an RMIT student, they offer specific subsidies worth up to $6,000 for Semester 1, 2026, paid as a fortnightly stipend.
Living in Australia
1. The Student $5,000: Tertiary Access Payment (TAP)

If you are moving from a regional or remote area to a city for your first year of university in 2026, this is your primary target.
- The Value: $5,000 (paid in two installments: $3,000 in Semester 1, $2,000 in Semester 2).
- Key Deadlines: Applications for 2026 are open now and close December 31, 2026 (or until funds run out).
- Eligibility Checklist:
  - You are 22 years old or younger.
  - Your family home is in a regional or remote area (check the Student Regional Area Search tool).
  - You are relocating to study at a provider at least 90 minutes away by public transport.
  - Combined parental income is under $250,000.
2. The Crisis $5,000: WA Rent Relief Program

For private tenants in Western Australia facing eviction or severe rental stress in 2026, this program provides a one-off payment to stabilize your housing.
- The Value: Up to $5,000 paid directly to your landlord.
- The "Before Your Lease Ends" Rule: This program is specifically designed to prevent eviction. If you are behind on rent, you must apply before your tenancy is terminated.
- How to Apply: You must be assessed by a financial counsellor or housing worker. Call the Emergency Relief & Food Access Service (1800 979 777) to start the triage process.
3. How to Apply via myGov (Step-by-Step)

Most 2026 federal subsidies (like TAP) are processed through Services Australia.
1. Link Your Accounts: Log into myGov and ensure your Centrelink account is linked.
2. Verify Your Identity: You’ll need a Digital Identity (Level 2/Strong) or your regular identity documents (Passport, Driver's License).
3. Start the Claim: Select "Make a Claim" > "Students and Trainees" > "Tertiary Access Payment."
4. Upload Proof: You will need your Letter of Offer from the university and Proof of Regional Address (e.g., a utility bill in your parents' name).
4. Other 2026 "Hidden" Subsidies
- NSW Rentstart Bond Loan: An interest-free loan for your full bond amount. If you have less than $5,000 in assets, you are likely eligible.
- RMIT Accommodation Scholarships: If you are an RMIT student, they offer specific subsidies worth up to $6,000 for Semester 1, 2026, paid as a fortnightly stipend.
Travel
1. The Student $5,000: Tertiary Access Payment (TAP)

If you are moving from a regional or remote area to a city for your first year of university in 2026, this is your primary target.
- The Value: $5,000 (paid in two installments: $3,000 in Semester 1, $2,000 in Semester 2).
- Key Deadlines: Applications for 2026 are open now and close December 31, 2026 (or until funds run out).
- Eligibility Checklist:
  - You are 22 years old or younger.
  - Your family home is in a regional or remote area (check the Student Regional Area Search tool).
  - You are relocating to study at a provider at least 90 minutes away by public transport.
  - Combined parental income is under $250,000.
2. The Crisis $5,000: WA Rent Relief Program

For private tenants in Western Australia facing eviction or severe rental stress in 2026, this program provides a one-off payment to stabilize your housing.
- The Value: Up to $5,000 paid directly to your landlord.
- The "Before Your Lease Ends" Rule: This program is specifically designed to prevent eviction. If you are behind on rent, you must apply before your tenancy is terminated.
- How to Apply: You must be assessed by a financial counsellor or housing worker. Call the Emergency Relief & Food Access Service (1800 979 777) to start the triage process.
3. How to Apply via myGov (Step-by-Step)

Most 2026 federal subsidies (like TAP) are processed through Services Australia.
1. Link Your Accounts: Log into myGov and ensure your Centrelink account is linked.
2. Verify Your Identity: You’ll need a Digital Identity (Level 2/Strong) or your regular identity documents (Passport, Driver's License).
3. Start the Claim: Select "Make a Claim" > "Students and Trainees" > "Tertiary Access Payment."
4. Upload Proof: You will need your Letter of Offer from the university and Proof of Regional Address (e.g., a utility bill in your parents' name).
4. Other 2026 "Hidden" Subsidies
- NSW Rentstart Bond Loan: An interest-free loan for your full bond amount. If you have less than $5,000 in assets, you are likely eligible.
- RMIT Accommodation Scholarships: If you are an RMIT student, they offer specific subsidies worth up to $6,000 for Semester 1, 2026, paid as a fortnightly stipend.
Visa & Immigration
1. The Student $5,000: Tertiary Access Payment (TAP)

If you are moving from a regional or remote area to a city for your first year of university in 2026, this is your primary target.
- The Value: $5,000 (paid in two installments: $3,000 in Semester 1, $2,000 in Semester 2).
- Key Deadlines: Applications for 2026 are open now and close December 31, 2026 (or until funds run out).
- Eligibility Checklist:
  - You are 22 years old or younger.
  - Your family home is in a regional or remote area (check the Student Regional Area Search tool).
  - You are relocating to study at a provider at least 90 minutes away by public transport.
  - Combined parental income is under $250,000.
2. The Crisis $5,000: WA Rent Relief Program

For private tenants in Western Australia facing eviction or severe rental stress in 2026, this program provides a one-off payment to stabilize your housing.
- The Value: Up to $5,000 paid directly to your landlord.
- The "Before Your Lease Ends" Rule: This program is specifically designed to prevent eviction. If you are behind on rent, you must apply before your tenancy is terminated.
- How to Apply: You must be assessed by a financial counsellor or housing worker. Call the Emergency Relief & Food Access Service (1800 979 777) to start the triage process.
3. How to Apply via myGov (Step-by-Step)

Most 2026 federal subsidies (like TAP) are processed through Services Australia.
1. Link Your Accounts: Log into myGov and ensure your Centrelink account is linked.
2. Verify Your Identity: You’ll need a Digital Identity (Level 2/Strong) or your regular identity documents (Passport, Driver's License).
3. Start the Claim: Select "Make a Claim" > "Students and Trainees" > "Tertiary Access Payment."
4. Upload Proof: You will need your Letter of Offer from the university and Proof of Regional Address (e.g., a utility bill in your parents' name).
4. Other 2026 "Hidden" Subsidies
- NSW Rentstart Bond Loan: An interest-free loan for your full bond amount. If you have less than $5,000 in assets, you are likely eligible.
- RMIT Accommodation Scholarships: If you are an RMIT student, they offer specific subsidies worth up to $6,000 for Semester 1, 2026, paid as a fortnightly stipend.
Parents Hub
1. The Student $5,000: Tertiary Access Payment (TAP)

If you are moving from a regional or remote area to a city for your first year of university in 2026, this is your primary target.
- The Value: $5,000 (paid in two installments: $3,000 in Semester 1, $2,000 in Semester 2).
- Key Deadlines: Applications for 2026 are open now and close December 31, 2026 (or until funds run out).
- Eligibility Checklist:
  - You are 22 years old or younger.
  - Your family home is in a regional or remote area (check the Student Regional Area Search tool).
  - You are relocating to study at a provider at least 90 minutes away by public transport.
  - Combined parental income is under $250,000.
2. The Crisis $5,000: WA Rent Relief Program

For private tenants in Western Australia facing eviction or severe rental stress in 2026, this program provides a one-off payment to stabilize your housing.
- The Value: Up to $5,000 paid directly to your landlord.
- The "Before Your Lease Ends" Rule: This program is specifically designed to prevent eviction. If you are behind on rent, you must apply before your tenancy is terminated.
- How to Apply: You must be assessed by a financial counsellor or housing worker. Call the Emergency Relief & Food Access Service (1800 979 777) to start the triage process.
3. How to Apply via myGov (Step-by-Step)

Most 2026 federal subsidies (like TAP) are processed through Services Australia.
1. Link Your Accounts: Log into myGov and ensure your Centrelink account is linked.
2. Verify Your Identity: You’ll need a Digital Identity (Level 2/Strong) or your regular identity documents (Passport, Driver's License).
3. Start the Claim: Select "Make a Claim" > "Students and Trainees" > "Tertiary Access Payment."
4. Upload Proof: You will need your Letter of Offer from the university and Proof of Regional Address (e.g., a utility bill in your parents' name).
4. Other 2026 "Hidden" Subsidies
- NSW Rentstart Bond Loan: An interest-free loan for your full bond amount. If you have less than $5,000 in assets, you are likely eligible.
- RMIT Accommodation Scholarships: If you are an RMIT student, they offer specific subsidies worth up to $6,000 for Semester 1, 2026, paid as a fortnightly stipend.
Student Hub
1. The Student $5,000: Tertiary Access Payment (TAP)

If you are moving from a regional or remote area to a city for your first year of university in 2026, this is your primary target.
- The Value: $5,000 (paid in two installments: $3,000 in Semester 1, $2,000 in Semester 2).
- Key Deadlines: Applications for 2026 are open now and close December 31, 2026 (or until funds run out).
- Eligibility Checklist:
  - You are 22 years old or younger.
  - Your family home is in a regional or remote area (check the Student Regional Area Search tool).
  - You are relocating to study at a provider at least 90 minutes away by public transport.
  - Combined parental income is under $250,000.
2. The Crisis $5,000: WA Rent Relief Program

For private tenants in Western Australia facing eviction or severe rental stress in 2026, this program provides a one-off payment to stabilize your housing.
- The Value: Up to $5,000 paid directly to your landlord.
- The "Before Your Lease Ends" Rule: This program is specifically designed to prevent eviction. If you are behind on rent, you must apply before your tenancy is terminated.
- How to Apply: You must be assessed by a financial counsellor or housing worker. Call the Emergency Relief & Food Access Service (1800 979 777) to start the triage process.
3. How to Apply via myGov (Step-by-Step)

Most 2026 federal subsidies (like TAP) are processed through Services Australia.
1. Link Your Accounts: Log into myGov and ensure your Centrelink account is linked.
2. Verify Your Identity: You’ll need a Digital Identity (Level 2/Strong) or your regular identity documents (Passport, Driver's License).
3. Start the Claim: Select "Make a Claim" > "Students and Trainees" > "Tertiary Access Payment."
4. Upload Proof: You will need your Letter of Offer from the university and Proof of Regional Address (e.g., a utility bill in your parents' name).
4. Other 2026 "Hidden" Subsidies
- NSW Rentstart Bond Loan: An interest-free loan for your full bond amount. If you have less than $5,000 in assets, you are likely eligible.
- RMIT Accommodation Scholarships: If you are an RMIT student, they offer specific subsidies worth up to $6,000 for Semester 1, 2026, paid as a fortnightly stipend.