Feature	Subclass 190 (Permanent)	Subclass 491 (Provisional)
Residency Status	Permanent PR from Day 1	Provisional (5 Years)
Points Bonus	+5 Points	+15 Points
2026 Invitation Speed	Slower / Highly Competitive	Faster / Priority Processing
Flexibility	Move anywhere in the state	Live/Work in any Regional Area
PR Pathway	Already Permanent	Via Subclass 191 (after 3 years)
Medicare	Yes	Yes (Full access)

Feature	Subclass 190 (Permanent)	Subclass 491 (Provisional)
Residency Status	Permanent PR from Day 1	Provisional (5 Years)
Points Bonus	+5 Points	+15 Points
2026 Invitation Speed	Slower / Highly Competitive	Faster / Priority Processing
Flexibility	Move anywhere in the state	Live/Work in any Regional Area
PR Pathway	Already Permanent	Via Subclass 191 (after 3 years)
Medicare	Yes	Yes (Full access)

Feature	Subclass 190 (Permanent)	Subclass 491 (Provisional)
Residency Status	Permanent PR from Day 1	Provisional (5 Years)
Points Bonus	+5 Points	+15 Points
2026 Invitation Speed	Slower / Highly Competitive	Faster / Priority Processing
Flexibility	Move anywhere in the state	Live/Work in any Regional Area
PR Pathway	Already Permanent	Via Subclass 191 (after 3 years)
Medicare	Yes	Yes (Full access)

Feature	Subclass 190 (Permanent)	Subclass 491 (Provisional)
Residency Status	Permanent PR from Day 1	Provisional (5 Years)
Points Bonus	+5 Points	+15 Points
2026 Invitation Speed	Slower / Highly Competitive	Faster / Priority Processing
Flexibility	Move anywhere in the state	Live/Work in any Regional Area
PR Pathway	Already Permanent	Via Subclass 191 (after 3 years)
Medicare	Yes	Yes (Full access)