Visa Subclass	Mandatory Savings Proof?	What the Bank Trail Details	Primary Focus for Case Officers
Subclass 500 (Student)	Yes. Must show genuine access to a specified annual living amount ($29,710+).	Source of funds, history of large lump-sum deposits, parental income.	Verifying you can afford tuition and living costs without working illegally.
Subclass 485 (Graduate)	No. $0 minimum balance threshold required for solo applicants.	Not reviewed unless triggered by a partner application or a work-hour audit.	Verifying course completion, English levels, and historical visa condition compliance.

Visa Subclass	Mandatory Savings Proof?	What the Bank Trail Details	Primary Focus for Case Officers
Subclass 500 (Student)	Yes. Must show genuine access to a specified annual living amount ($29,710+).	Source of funds, history of large lump-sum deposits, parental income.	Verifying you can afford tuition and living costs without working illegally.
Subclass 485 (Graduate)	No. $0 minimum balance threshold required for solo applicants.	Not reviewed unless triggered by a partner application or a work-hour audit.	Verifying course completion, English levels, and historical visa condition compliance.

Visa Subclass	Mandatory Savings Proof?	What the Bank Trail Details	Primary Focus for Case Officers
Subclass 500 (Student)	Yes. Must show genuine access to a specified annual living amount ($29,710+).	Source of funds, history of large lump-sum deposits, parental income.	Verifying you can afford tuition and living costs without working illegally.
Subclass 485 (Graduate)	No. $0 minimum balance threshold required for solo applicants.	Not reviewed unless triggered by a partner application or a work-hour audit.	Verifying course completion, English levels, and historical visa condition compliance.

Visa Subclass	Mandatory Savings Proof?	What the Bank Trail Details	Primary Focus for Case Officers
Subclass 500 (Student)	Yes. Must show genuine access to a specified annual living amount ($29,710+).	Source of funds, history of large lump-sum deposits, parental income.	Verifying you can afford tuition and living costs without working illegally.
Subclass 485 (Graduate)	No. $0 minimum balance threshold required for solo applicants.	Not reviewed unless triggered by a partner application or a work-hour audit.	Verifying course completion, English levels, and historical visa condition compliance.