1. The “Pocket Perks” Revolution (ING 2026)
By March 2026, ING Pocket Perks has become the go-to for “Passive Cashback.” Unlike traditional apps that require you to click a link, Pocket Perks is built directly into your Orange Everyday or Orange One card.
- The Benefit: Instant cashback (usually 2–10%) at retailers like Amazon, Sephora, and various fuel outlets.
- The 2026 Hack: Check the “Offers” tab in your ING app every Monday morning. In 2026, targeted offers for “5% back on Supermarkets” frequently appear for users who meet the $1,000 monthly deposit requirement.
2. Flybuys: The 2026 “10k Point” Blueprint
In 2026, 2,000 points still equals $10 Flybuys Dollars, but the speed at which you collect them has changed thanks to the OnePass integration.
| Strategy | 2026 Action | Annual Value |
| The “Bonus” Cycle | Only buy items with “Activate to get 500 bonus points” tags. | $120+ |
| OnePass Stacking | Link OnePass to get 5x points at Kmart, Target, and Bunnings. | $150+ |
| The 4-Week Challenge | Complete the “Spend $X for 4 weeks” offers for 10,000 bonus points ($50). | $200 (2 per year) |
3. The “Double-Dip” Strategy: How to Hit $400
To reach the $400 goal, you must stack your rewards. Here is a typical 2026 transaction:
- Activate a 2,000-point bonus offer for a $50 shop in your Flybuys app.
- Check for a 5% “Pocket Perk” cashback offer for Coles in your ING app.
- Pay for your $50 shop using your ING card.
- Result: You get $2.50 cash back from ING + $10.00 worth of points from Flybuys.
- Total Saving: 25% off your shop, just for using two apps correctly.
4. 2026 “Pro-Level” Points Redemptions
- Velocity Transfers: In March 2026, the transfer rate remained 2:1 (2,000 Flybuys = 1,000 Velocity). If you use these for Business Class upgrades, the value of your points jumps from 0.5 cents to 4 cents per point.
- The “Bunnings/Officeworks” Rule: You can now use Flybuys Dollars ($10 increments) at the checkout of Bunnings and Officeworks. This is the best way to use points for “Life Essentials” like tech or home repair rather than just more groceries.





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