1. The “Pocket Perks” Revolution (ING 2026)

By March 2026, ING Pocket Perks has become the go-to for “Passive Cashback.” Unlike traditional apps that require you to click a link, Pocket Perks is built directly into your Orange Everyday or Orange One card.

• The Benefit: Instant cashback (usually 2–10%) at retailers like Amazon, Sephora, and various fuel outlets.
• The 2026 Hack: Check the “Offers” tab in your ING app every Monday morning. In 2026, targeted offers for “5% back on Supermarkets” frequently appear for users who meet the $1,000 monthly deposit requirement.

2. Flybuys: The 2026 “10k Point” Blueprint

In 2026, 2,000 points still equals $10 Flybuys Dollars, but the speed at which you collect them has changed thanks to the OnePass integration.

3. The “Double-Dip” Strategy: How to Hit $400

To reach the $400 goal, you must stack your rewards. Here is a typical 2026 transaction:

1. Activate a 2,000-point bonus offer for a $50 shop in your Flybuys app.
2. Check for a 5% “Pocket Perk” cashback offer for Coles in your ING app.
3. Pay for your $50 shop using your ING card.

• Result: You get $2.50 cash back from ING + $10.00 worth of points from Flybuys.
• Total Saving: 25% off your shop, just for using two apps correctly.

4. 2026 “Pro-Level” Points Redemptions

• Velocity Transfers: In March 2026, the transfer rate remained 2:1 (2,000 Flybuys = 1,000 Velocity). If you use these for Business Class upgrades, the value of your points jumps from 0.5 cents to 4 cents per point.
• The “Bunnings/Officeworks” Rule: You can now use Flybuys Dollars ($10 increments) at the checkout of Bunnings and Officeworks. This is the best way to use points for “Life Essentials” like tech or home repair rather than just more groceries.