1. The 2026 “ABN Illusion”

In April 2026, many international students mistakenly believe that because they are “self-employed” on an ABN, their hours are invisible to the Department of Home Affairs.

This is a dangerous myth. In 2026, the Department uses Single Touch Payroll (STP) 3.0 and bank data-matching to estimate work hours based on your income and industry averages. If you earn $2,000 in a fortnight as a freelance graphic designer, the Department may estimate that at 40+ hours of work.



2. How to Calculate Freelance Hours for Visa Compliance

Why “Billable Hours” aren’t the only ones that count toward your 48-hour limit.

As a freelancer, your clock doesn’t just run when you are “on the job.” In 2026, the Department’s definition of “work” includes any activity that contributes to your business. Here is how to stay compliant.



What Counts as a “Work Hour” in 2026?

For visa compliance, you must count every hour spent on the following:

  • Production: Time spent actually creating the product or service (e.g., coding, writing, cleaning).
  • Client Meetings: Any time spent on Zoom, phone calls, or in-person briefings.
  • Administration: Invoicing, responding to work emails, and updating your freelance portfolio.
  • Research: If you are researching a specific project for a paying client, those hours count toward your fortnight.



What Does NOT Count?

  • Marketing Yourself: Updating your LinkedIn or general business networking (as long as it’s not for a specific, active contract).
  • Skills Training: Taking a course to learn a new software (unless you are being paid to do it by a client).



3. The “Freelance Audit” Template (2026)

Activity TypeStatusWhy?
Active Project WorkCountsDirect labor for income.
Client Emails/SlackCountsProfessional communication is “Work.”
Quoting/ProposalsCountsBusiness development for specific contracts.
Invoicing & TaxesCountsEssential business administration.
Education/StudyExemptPersonal development (not for a client).



4. The “Income vs. Hours” Red Flag

In 2026, if you report $3,000 of ABN income in a single fortnight but claim you only worked 10 hours, the Department may trigger an Integrity Audit.

  • The Logic: They compare your income to the Market Salary Rate. If a senior developer earns $150/hr, $3,000 for 20 hours is believable. If a delivery driver claims $3,000 for 10 hours, the Department will assume a work hour breach.
  • The Fix: Keep a contemporaneous log (a live diary). Use a time-tracking app like Toggl or Harvest and export your reports every Monday. If you are audited, this digital log is your primary defense.



5. Pro-Tip: The “Monday-to-Monday” Log

Even for freelancers, the Rolling Fortnight starts on a Monday.

  1. Set a Timer: Every time you open your laptop for a client, start a timer.
  2. The Monday Reset: On Sunday night, total your hours. If you hit 30 hours in Week 1, you MUST limit your Week 2 freelance work to 18 hours, regardless of how many client deadlines you have.
  3. The Paper Trail: Keep your invoices matched to your time logs. In 2026, consistency between your Timesheet, Invoice, and Bank Deposit is the gold standard for visa compliance.

The short answer is yes, you can legally run an online business on a Student Visa (Subclass 500). Australia is highly entrepreneurial, and the government does not distinguish between working for a boss or working for yourself. However, the “ABN trap” is one of the most common ways students accidentally breach their visa. For Home Affairs, business time is work time.



1. The 48-Hour “Active Work” Rule

In 2026, the 48-hour fortnightly cap applies to the total of all your work. If you have a part-time job at a café AND you run an online store, the hours must be combined.

  • What Counts as Work? Any active task counts: listing products, replying to customer emails, packaging orders, or even doing your business bookkeeping.
  • The “Passive” Myth: Some students think “passive income” (like a dropshipping store) doesn’t count. While truly passive investments (like stocks) are fine, the moment you spend 10 minutes fixing a website bug, that time counts toward your 48-hour limit.
  • Unlimited Hours: You can work unlimited hours on your business during official course breaks.



2. Getting an ABN (Australian Business Number)

To run an online business, you generally need an ABN.

  • Sole Trader Status: Most students register as a Sole Trader. It’s free to apply through the Australian Business Register (ABR).
  • Tax Obligations: You must report your business income in your annual tax return. If your turnover (total sales) exceeds $75,000, you must also register for GST.
  • The Audit Trail: In 2026, Home Affairs can audit your business bank accounts or e-commerce platforms (like Shopify or Etsy) to estimate how many hours you must have worked to generate your revenue.



3. 2026 Compliance Checklist

Business TaskDoes it count toward 48 hours?Notes
Customer SupportYESEvery minute spent on emails/chat counts.
Social Media AdsYESContent creation and ad management is “work.”
Inventory/PackingYESPhysical labor is always counted.
Receiving DividendsNOPurely passive investment income is exempt.



4. Strategic Advice for 2026

  • Keep a Logbook: Because you don’t have a boss to sign a timesheet, you are your own compliance officer. Keep a daily log of hours spent on your business. If Home Affairs audits you, this logbook is your primary defense.
  • Watch the TSMIT: If you hope to sponsor yourself later or move to a Skills in Demand visa, your business will need to reach specific 2026 salary thresholds.
  • Course Progress: If your business is booming but your grades are failing, your visa is at high risk. Satisfactory academic progress is a separate, mandatory visa condition.

The Department of Home Affairs is using advanced data-matching between the ATO and ImmiAccount to identify work breaches. A common myth is that ABN hours are “invisible” because they aren’t on a standard pay slip. In reality, the penalty for exceeding your 48-hour limit on an ABN is identical to a TFN job, but the audit process is often more invasive.



1. The Primary Penalty: Visa Cancellation

Under Section 116 of the Migration Act, the Minister has the power to cancel your visa if you have not complied with a condition (Condition 8105).

  • The NOICC: Before cancellation, you will receive a Notice of Intention to Consider Cancellation. You typically have 28 days to explain why your visa should stay.
  • Immediate Impact: If cancelled, you become an “unlawful non-citizen” and must leave Australia immediately or apply for a Bridging Visa E while you make travel arrangements.



2. The “Secondary” Penalties

The consequences extend far beyond your current visa:

  • The 3-Year Ban (Public Interest Criterion 4013): If your visa is cancelled for a work breach, you are usually hit with a 3-year re-entry ban. You will be barred from being granted most temporary visas (including another student or 485 visa) for three years.
  • PR Complications: A history of “visa non-compliance” must be declared on every future application. It can lead to the refusal of Permanent Residency (186/189/190) under “Character” or “Integrity” grounds.
  • Audit of Earnings: The ATO may audit your ABN to see if you have failed to pay the correct tax or GST, leading to heavy financial fines on top of visa issues.



3. How They Track ABN Hours in 2026

If the Department suspects you are overworking on an ABN (e.g., as a delivery driver or freelancer), they use these tools:

  1. App Telemetry: For Uber/DoorDash, they can request “Online Time” logs. Even if you aren’t delivering, being “active” counts as work.
  2. Invoice Audits: They may demand copies of every invoice you have issued to calculate the labor hours required to earn that income.
  3. Bank Statement Analysis: Large, frequent deposits from ABN clients that don’t match your “reported hours” can trigger a manual review.



4. 2026 Safety Net: The Exploitation Defense

As of April 2026, the Migration Amendment (Combatting Migrant Exploitation) Act provides a “shield.”

  • The Rule: If you exceeded your hours because an employer/contractor threatened or coerced you, the Department is now directed to prioritize the worker’s protection over visa cancellation.
  • The Requirement: You must be able to provide evidence of the exploitation (messages, emails, or witness statements) in your response to the NOICC.

With the Department of Home Affairs utilizing real-time Single Touch Payroll (STP) data, miscalculating your work fortnight is the fastest way to trigger a visa audit. The most dangerous myth is that a fortnight is “any two weeks”—in reality, it is a fixed 14-day cycle that always starts on a Monday. To keep your 48-hour limit safe, you must treat your work hours as a rolling 14-day budget.



1. The “Fixed Monday” Rule

The Department of Home Affairs (DHA) defines a fortnight as a 14-day period starting on a Monday.

  • The Cycle: Every student in Australia is on the exact same schedule. Fortnight 1 might be Monday, April 13 to Sunday, April 26. Fortnight 2 then starts on Monday, April 27.
  • The Trap: If you start counting from the day you were hired (e.g., a Wednesday), your “internal” count will be offset from the Department’s “official” count. This is where most breaches happen.



2. How the “Rolling” Calculation Works

The “Rolling Window” isn’t actually a moving target; it is a series of overlapping 14-day blocks. However, you must ensure that no two-week combination starting on a Monday exceeds 48 hours.

Example: The “Double-Over” Danger

WeekMonday Start DateHours WorkedFortnight TotalResult
Week 1April 615 hours
Week 2April 1333 hours48 HoursPASS
Week 3April 2020 hours53 HoursBREACH

Why did this fail? Even though Week 2 and Week 3 individually look fine, the Department looks at the fixed 14-day block of Week 2 + Week 3. Because that total is 53, a breach is recorded.



3. The 2026 “Price of Entry” Checklist

To avoid an automated flag in 2026, follow this “3-Check” system:

  1. Check the Academic Calendar: The 48-hour limit only applies when your course is “in session.” This includes exam weeks and “study weeks” unless they are officially listed as a “Scheduled Break.”
  2. The Monday Reset: Set a recurring alarm for every second Monday. This is your “Budget Reset Day.”
  3. Include “Invisible” Work: In 2026, remember that paid inductions, trial shifts, and staff meetings must be added to your 48-hour total.



4. 2026 Update: The 60-Hour Proposal

As of April 2026, there is a legislative proposal to increase the limit to 60 hours per fortnight starting July 1, 2026.

  • Current Status: Until July 1, the limit is strictly 48 hours.
  • Same Logic: Even if the cap increases, the Monday-to-Monday calculation remains the gold standard for compliance.

1. The “Professional Shield”: Why Representation Matters in 2026

In April 2026, a work hour breach is a legal “event.” While you can self-report via ImmiAccount alone, doing so without professional advice is like walking into a courtroom without a lawyer.

A Registered Migration Agent (MARA) or Migration Lawyer acts as a buffer. They ensure that your disclosure is framed as an “Administrative Oversight” rather than a “Willful Violation.” In 2026, the specific phrasing of your report can be the difference between a warning and a Notice of Intention to Consider Cancellation (NOICC).



2. Can a Migration Agent Help Me Self-Report a Breach?

How professional intervention can save your Australian future.

Exceeding your 48-hour fortnight limit feels like a disaster, but in the 2026 migration landscape, it’s how you resolve it that matters. If you are worried about your future 485 or PR path, here is how an agent helps you navigate a self-report.



The “Assurance Protocol” Advantage

As of 2026, the Australian government has strengthened the Assurance Protocol. This protocol protects workers who have been exploited or coerced into breaching their visa conditions.

  • The Agent’s Role: An agent can help you determine if you qualify for this protection. If you work with a MARA agent, Home Affairs is generally prohibited from cancelling your visa while you are helping with an investigation into an exploitative employer.



Drafting the “Submission of Mitigation”

In 2026, a simple email saying “I’m sorry” isn’t enough. An agent will draft a formal Submission of Mitigation that includes:

  1. Legal Context: Citing specific sections of the Migration Act 1958 that support your stay.
  2. Evidence Stacking: Organizing your bank statements, academic transcripts, and employer records into a “Compliance Pack.”
  3. Corrective Action Plan: Proving to the Department that you have implemented a system (like a work-tracking app) to prevent a repeat.



3. Agent vs. Self-Reporting: 2026 Risk Comparison

FactorSelf-Reporting AloneWith a Migration Agent
Legal StrategyGuessed / UnstructuredBased on 2026 Case Law
Risk of NOICCHigher (due to poor phrasing)Minimized (legal buffer)
Department Perception“A panicked student”“A professional disclosure”
CostFree$500 – $1,500 AUD (Avg)
Success RateVariableSignificantly Higher



4. When Is it “Too Late” for an Agent?

In 2026, once a Section 116 (Notice of Intention to Consider Cancellation) lands in your inbox, an agent’s job becomes much harder and more expensive.

  • The “Golden Hour”: The best time to hire an agent is immediately after you discover the breach, but before the current fortnight ends or your next payslip is issued.
  • The AI Triage Factor: Remember, the Department’s AI scans for breaches every month. If you report it before the AI flags you, your agent can argue “Genuine Voluntary Disclosure.”



5. Pro-Tip: The “Consultation Only” Strategy

If you are on a tight student budget in 2026, you don’t always need to hire an agent to manage the whole case. Many MARA agents offer a “One-Hour Compliance Audit.” For roughly $200–$350, they will review your hours, tell you exactly how high your risk is, and provide a template for you to use for your own report. It’s the best “insurance policy” a student can buy.

1. The 2026 Definitions: “Vocational” vs. “Commercial”

In April 2026, the Australian government and Fair Work Ombudsman have tightened the rules on unpaid work. The primary difference is whether the work is a legal requirement for your degree or a voluntary career move.

  • Mandatory Course Placement: Formally known as a “Vocational Placement.” These are required by your university to pass a specific subject or graduate (e.g., Nursing clinicals or Student Teaching).
  • Paid Internship: A professional role where you are an employee. These are usually voluntary, competitive, and must pay at least the Minimum Wage.



2. Mandatory Placements vs. Paid Internships

Know your worth: How to tell if you should be getting a paycheck or a grade.

Many students in 2026 are falling into the “Internship Trap,” where they perform productive work for free under the guise of “experience.” Here is how to audit your role.



The Mandatory Placement (The “Free” Work)

Under the Fair Work Act 2009, these are lawfully unpaid if they meet four criteria:

  1. It’s a Course Requirement: It must be a required component of your degree or an elective subject.
  2. No Entitlement to Pay: There is no contract for payment.
  3. Approved Institution: Your university or TAFE must be Australian-accredited.
  4. Learning Over Labor: The primary beneficiary must be you (the learner), not the business.

2026 Update—The Commonwealth Prac Payment (CPP):

If you are an eligible domestic student in Nursing, Midwifery, Teaching, or Social Work, you can now claim $338.60 per week during your mandatory placement to help cover living costs.



The Paid Internship (The “Job”)

If an internship is not a requirement of your course, it is likely an employment relationship.

  • The Law: If you are doing “productive work” (handling client emails, writing code that goes live, or performing the duties of a paid staff member), you must be paid.
  • The 2026 Pay Rate: Most interns in Sydney or Melbourne now earn between $28–$35/hr plus 11.5% superannuation.



3. Comparison Table: 2026 Student Work Rights

FeatureMandatory PlacementPaid Internship
PaymentLawfully Unpaid (unless CPP eligible)Must pay Minimum Wage
Course CreditYes (counts toward GPA/degree)Rarely (usually external)
Work LimitDoes not count toward 48-hour capCounts toward 48-hour cap
Main BenefitStudent (Learning)Employer (Productivity)
Legal Status“Vocational Placement”“Employee”



4. The 48-hour Fortnight Work Cap: The “Secret” Rule

For international students in 2026, this is the most important distinction:

  • Mandatory Placements: These hours are exempt from your 48-hour work limit. You can do a 40-hour placement week and still work 24 hours at your part-time job.
  • Paid/Voluntary Internships: These count toward your 48-hour limit. If you spend 20 hours a week at a voluntary internship, you only have 4 hours left for your paid job.



5. How to Spot “Illegal” Unpaid Internships in 2026

If a company asks you to do an “unpaid internship” that isn’t for course credit, check for these red flags:

  1. No Supervision: If you are working alone or without a mentor, you are a worker, not a learner.
  2. Productive Output: If the business would suffer operationally if you didn’t show up, they should be paying you.
  3. Long Duration: Unpaid “trials” should only last a few hours (one shift max). If they want you for 3 months unpaid, it’s likely illegal.

1. The “Combatting Migrant Exploitation” Protection (New in 2026)

The most critical change in 2026 is the Migration Amendment (Combatting Migrant Exploitation) Act 2026.

  • The Shield: If you breached your work conditions because your employer coerced, pressured, or exploited you, the Department is now legally required to consider this as a protective factor.
  • The Strategy: If you were forced to work extra hours under threat of losing your visa, your response must highlight this exploitation. Under the 2026 Act, the government’s focus has shifted toward punishing exploitative employers rather than just cancelling worker visas.



2. Critical Response Deadlines

Time is your greatest enemy. Depending on how the letter was delivered, your response window is usually:

  • 7 to 28 Days: Check the specific “Response Due” date on the first page.
  • Extensions: You can often request a 5-day extension via email, but you must do so before the original deadline expires.



3. Building a Strong Response: The 3-Pillar Defense

A successful response (submission) must address the legal grounds and the “discretionary” reasons why your visa should be kept.



Pillar A: Factual Clarification

  • Payroll Errors: If the Department is relying on incorrect Single Touch Payroll (STP) data, provide your own bank statements and payslips to prove you remained within your 48-hour limit.
  • Course Breaks: If you worked extra hours during a scheduled university break (which is legal), provide your university’s official academic calendar.



Pillar B: Mitigating Circumstances

  • Exploitation: Detail any pressure from your employer.
  • Financial Hardship: Explain if an emergency (e.g., medical costs back home) led to a one-off breach.
  • Lack of Intent: Argue that the breach was unintentional or due to a misunderstanding of a complex “fortnight” calculation.



Pillar C: The “Hardship” Argument

  • Describe the degree of hardship cancellation would cause you and your family.
  • Highlight your contributions to Australia (e.g., volunteering, high grades in your course).
  • Mention your compliance history (if this is your first ever breach).



4. 2026 Response Checklist

StepAction Item
Step 1Don’t Panic. Read the “Grounds” section to see exactly what evidence the DHA has.
Step 2Seek Advice. Consult a Registered Migration Agent (RMA) or Lawyer immediately.
Step 3Gather Proof. Collect academic transcripts, employer communications, and bank records.
Step 4Written Submission. Draft a formal letter addressing every point in the NOICC.
Step 5Submit & Confirm. Upload via ImmiAccount and keep a copy of the submission receipt.

1. The 2026 “No Experience” Landscape

In April 2026, the Australian labor market has a massive gap in weekend coverage. Because many workers are prioritizing “work-life balance,” companies are offering on-the-job training to anyone willing to work Saturdays and Sundays. For students or newcomers, this means you can bypass the “3 years experience” requirement usually seen in 9-to-5 roles and jump straight into high-penalty-rate shifts.



2. Top Weekend Jobs That Don’t Require Previous Experience

How to secure a $60/hr shift without a resume full of experience.

Stop looking for “Office Assistant” roles that require years of training. In 2026, the real money—and the lowest barrier to entry—is in the “Physical and Social” sectors. Here are the top five picks.



#1. Social Support Worker (NDIS)

This is the gold standard for students in 2026. “Social Support” is different from medical care; it’s about companionship and community access.

  • The Role: Taking a participant to the movies, a footy game, or the grocery store.
  • 2026 Pay: Saturday (~$54/hr), Sunday (~$70/hr).
  • Experience Needed: Zero. You just need an NDIS Worker Screening Check and a compassionate attitude.



#2. Warehouse Picker/Packer

With the 2026 e-commerce boom, warehouses in Western Sydney, Melbourne, and Brisbane are desperate for “Weekend Only” staff to clear backlogs.

  • The Role: Using a handheld scanner to find items and pack them into boxes.
  • 2026 Pay: $32–$38/hr base + massive weekend loadings (often hitting $55/hr on Sundays).
  • Experience Needed: None. Most facilities provide a 3-hour “Safety Induction” on your first shift.



#3. Event & Promotion Staff

From the ICC in Sydney to Melbourne’s Marvel Stadium, 2026 events are back in full swing.

  • The Role: Distributing flyers, checking tickets, or “Wayfinding” (showing people to their seats).
  • 2026 Pay: Usually a flat “Event Rate” of $35–$45/hr.
  • Experience Needed: A friendly personality and a neat appearance.



#4. Kitchen Hand / Dishwasher

Hospitality is struggling for staff in 2026. While “Chef” roles require years of study, “Kitchen Hand” roles only require speed.

  • The Role: Washing dishes, basic food prep (peeling/chopping), and clearing bins.
  • 2026 Pay: Saturday (~$38/hr), Sunday (~$46/hr).
  • Experience Needed: None. You just need to be “reliable and fast.”



#5. Meter Reader / General Hand

Utility companies are increasingly hiring casuals for outdoor weekend data collection.

  • The Role: Walking through neighborhoods to read water or gas meters.
  • 2026 Pay: ~$32/hr base + casual loading + weekend penalties.
  • Experience Needed: Physical fitness. They provide the uniform, the device, and the training.



3. Comparison: 2026 Weekend Earnings (Estimated)

RoleSunday Rate (Avg)Skill LevelWhy it’s 2026 Top Pick
NDIS Support$70.00/hrLowHighest pay for companionship.
Warehouse$55.00/hrLowGreat for introverts (no customers).
Hospitality$46.00/hrLowFree meals + high social vibe.
Event Staff$42.00/hrLowFun environment; see events for free.



4. How to Get Hired Faster in 2026

In a high-speed job market, your resume matters less than your availability.

  1. Lead with “Weekends”: Put “Available Saturday & Sunday” at the very top of your CV in bold.
  2. Get Your Checks Early: Having your NDIS Worker Screening or WWCC ready before you apply makes you an “Immediate Start” candidate.
  3. Use the “24-Hour” Rule: Apply for jobs posted within the last 24 hours. In 2026, entry-level roles are often filled by the first five qualified people who respond.



5. Pro-Tip: The “Referral Bonus”

In 2026, many NDIS and Warehouse agencies offer a $200–$500 Referral Bonus. Once you get in, refer your friends. It’s an easy way to add another $1,000 to your annual income without working an extra second.

1. Course Overview: What is “Quality, Safety and You”?

This is a free, interactive online course provided by the NDIS Quality and Safeguards Commission. It takes approximately 60 to 90 minutes to complete.

  • Module 1: Understanding the NDIS. Focuses on “Choice and Control” and how the NDIS empowers participants.
  • Module 2: The NDIS Commission. Explains the role of the regulator in keeping people safe.
  • Module 3: The NDIS Code of Conduct. Covers the 8 legal obligations every worker must follow.
  • Module 4: Quality of Support. Focuses on “Dignity of Risk” and person-centered care.



2. 2026 “Must-Know” Concepts to Pass

The quiz isn’t difficult, but it requires you to think like a Person-Centered Support Worker. Focus on these three pillars:

  • Dignity of Risk: This is a major 2026 focus. It means a participant has the right to make “bad” choices (like eating junk food) as long as they understand the risks. You are there to support their choice, not to “parent” them.
  • Power Imbalance: Recognize that because you provide care, you have power over the participant. The module tests your ability to minimize this imbalance by asking for consent and respecting privacy.
  • Zero Tolerance for Abuse: You must be able to identify “Restrictive Practices” (like locking a door or taking away a phone) and know that these are illegal unless strictly authorized in a behavior support plan.



3. How to Access and Complete the Course

  1. Register: Create an account on the NDIS Commission Training Portal.
  2. Interactive Scenarios: You cannot “skip” through the course. You must interact with the scenarios (e.g., dragging items or selecting the best response for a participant named “Sam” or “Lee”).
  3. The Quiz: There are short knowledge checks at the end of each module. You can retake these if you fail.
  4. Download Certificate: Once you hit 100% completion, your certificate will appear in the “My Certificates” tab at the top of the screen.



4. 2026 Compliance: Screening vs. Orientation

In 2026, many providers are confused between the Orientation Module and the Worker Screening Check.

  • Orientation Module (Free): Proves you understand the rules. (Valid indefinitely, though renewal is recommended every 2 years).
  • Worker Screening Check ($80–$130): Proves you are safe to work (Criminal history). Valid for 5 years. Note: In early 2026, the first wave of 5-year renewals for 2021 checks has begun—check your expiry date now!

1. The “Big Four” Professional Services

The Big Four remain the largest recruiters of international talent in 2026, often offering specific “International Student” entry points.

  1. Deloitte: Known for its dedicated International Student Graduate Stream, particularly in Audit, Assurance, and Technology. They frequently hire into regional offices (Adelaide, Hobart, Darwin) where migration pathways are stronger.
  2. EY (Ernst & Young): Ranked as the #1 most popular graduate employer in 2026. They accept 485 visa holders for most service lines, provided the applicant has at least 2 years of validity remaining on their visa.
  3. KPMG: Actively recruits international graduates into their “Enterprise” and “Deals Tax & Legal” divisions.
  4. PwC: While they have stricter security requirements for government-facing roles, their private sector consulting and tax teams are major employers of international graduates.



2. Tech & Engineering Giants

These firms value technical skills over citizenship status, especially in high-growth sectors like AI and Renewable Energy.

  1. Capgemini: A massive recruiter in 2026 for Software Development and Cloud Services. They are noted for their high “conversion rate” from 485 graduates to sponsored 482 employees.
  2. WSP Australia: A leader in engineering and infrastructure. In 2026, they are actively hiring international graduates for regional projects in the Gold Coast, Newcastle, and Sunshine Coast.
  3. DXC Technology: A top choice for IT and Cybersecurity graduates. They offer “End-to-End” career paths that support graduates through their initial 485 period.



3. Banking & Finance

While some roles require citizenship for security, the “Big Two” banks have robust graduate intakes for 485 holders in 2026.

  1. ANZ: Focuses on “Institutional Banking” and “Data Analytics” for its international intake.
  2. Westpac: Australia’s oldest company continues to hire international talent, specifically for its Digital Design and Engineering programs.
  3. Macquarie Group: A global leader in asset management and risk. They welcome students from all degree backgrounds and are a key destination for high-achieving international finance graduates.



Top 10 Summary Table (2026 Intake)

CompanyPrimary Hiring Areas2026 Visa Requirement
DeloitteAudit, Tax, Tech485 with 2+ years validity.
EYTechnology, ConsultingOpen to all 485 holders.
WSPEngineering, EnvironmentStrong regional hiring.
CapgeminiSoftware, DevOps, PMO485 visa preferred.
ANZData, Finance, Tech485 accepted for most roles.