Provider Network	Baseline Refund Channel	Average Processing Window	Key Operational Footnote
Allianz Care Australia	Online portal / Email PDF form	10 to 15 business days	Will not process refunds if the remaining cover is less than 30 days.
Medibank OSHC	Email request / On-campus desks	4 to 6 weeks	Fees apply if transferring funds out to an international bank account.
Bupa Success	myBupa digital member portal	2 to 4 weeks	Standard administration cancellation fee of approximately $50 AUD applies.
nib OSHC	Online Member Account gateway	10 to 20 business days	Requires all fields completed or form rolls into instant processing delay.

Provider Network	Baseline Refund Channel	Average Processing Window	Key Operational Footnote
Allianz Care Australia	Online portal / Email PDF form	10 to 15 business days	Will not process refunds if the remaining cover is less than 30 days.
Medibank OSHC	Email request / On-campus desks	4 to 6 weeks	Fees apply if transferring funds out to an international bank account.
Bupa Success	myBupa digital member portal	2 to 4 weeks	Standard administration cancellation fee of approximately $50 AUD applies.
nib OSHC	Online Member Account gateway	10 to 20 business days	Requires all fields completed or form rolls into instant processing delay.

Provider Network	Baseline Refund Channel	Average Processing Window	Key Operational Footnote
Allianz Care Australia	Online portal / Email PDF form	10 to 15 business days	Will not process refunds if the remaining cover is less than 30 days.
Medibank OSHC	Email request / On-campus desks	4 to 6 weeks	Fees apply if transferring funds out to an international bank account.
Bupa Success	myBupa digital member portal	2 to 4 weeks	Standard administration cancellation fee of approximately $50 AUD applies.
nib OSHC	Online Member Account gateway	10 to 20 business days	Requires all fields completed or form rolls into instant processing delay.

Provider Network	Baseline Refund Channel	Average Processing Window	Key Operational Footnote
Allianz Care Australia	Online portal / Email PDF form	10 to 15 business days	Will not process refunds if the remaining cover is less than 30 days.
Medibank OSHC	Email request / On-campus desks	4 to 6 weeks	Fees apply if transferring funds out to an international bank account.
Bupa Success	myBupa digital member portal	2 to 4 weeks	Standard administration cancellation fee of approximately $50 AUD applies.
nib OSHC	Online Member Account gateway	10 to 20 business days	Requires all fields completed or form rolls into instant processing delay.