The Subclass 485 Temporary Graduate Visa underwent its most dramatic transformation in history on March 1, 2026. What was once a relatively affordable “bridge” to professional work has now become the most expensive post-study permit in the world. Understanding the split between what goes to the government and what goes to your legal team is critical to avoiding a $10,000 financial disaster.

1. The Government Share (Non-Refundable)

As of March 1, 2026, the Department of Home Affairs doubled the base application charge for most students. This fee is not refunded if your application is refused due to a simple error.

Primary Application Charges (VAC)

• Main Applicant: $4,600 AUD (Up from $2,300 in 2025).
• Partner/Dependent (18+): $2,300 AUD.
• Child (Under 18): $1,160 AUD.
• The “Pacific Discount”: Citizens of specified Pacific Island nations and Timor-Leste remain at the lower rate of approximately $2,300.

Mandatory Third-Party Costs

• English Language Test: $400 – $450 (IELTS/PTE). Note: In 2026, tests must be less than 1 year old.
• Australian Federal Police (AFP) Check: $42.
• Health Examinations: $350 – $500 per person.
• Skills Assessment: $500 – $1,200 (Only required for the Post-Vocational Education Work stream).

2. The Legal Share (Professional Fees)

Hiring a Registered Migration Agent (RMA) or Immigration Lawyer is optional but increasingly common in 2026 due to the high “Cost of Failure.”

3. The “Hidden” Budget Killers

Beyond the obvious fees, 2026 applicants are often caught out by these “silent” expenses:

• Credit Card Surcharges: The Department charges ~1.4% for Visa/Mastercard. On a $10,000 family application, that is an extra $140 just for the transaction.
• Health Insurance (OVHC): You must switch from OSHC to OVHC. Monthly premiums for couples can range from $250 – $450.
• Document Translations: $50 – $100 per page for non-English birth or marriage certificates.

Total Estimated Budget: 2026 Comparison